If you want to truly rake in millions in GTA Online this year, it's all about owning the right businesses and assets. These aren't just expensive trophies — they're money-making machines that, when combined, can turn you into a criminal kingpin. Here's your ultimate guide to what you need in 2025:
1. Nightclub
The Nightclub is one of the best passive businesses in GTA Online. After setting it up, it practically runs itself. It acts as a front for your other businesses, allowing you to build stock without lifting a finger.
How to make money:
- Warehouse Income: As long as you own other businesses (like Bunker, MC labs, etc.), the nightclub technician system will automatically generate goods for you in the warehouse. Make sure you own all the CEO, MC club businesses to unlock the full potential of nightclub.
- Safe Income: The Nightclub Safe fills with daily passive income of $50k from club popularity — keep it maxed with small missions and changing DJ's to rake in extra cash.
2. Agency
The Agency brought a whole new way to earn with the Contract DLC and still remains a powerhouse in 2025. It feels like you're running your own spy agency while stacking serious cash.
How to make money:
- Payphone Hits: After unlocking them, each quick assassination mission can net up to $45k in minutes.
- Security Contracts: Simple, repeatable missions with payouts from $30K to $70K+.
- Safe Income: Like the nightclub, the Agency has a safe that fills up over time based on completion of security missions.
- Dr. Dre's VIP Contract: Completing the story missions can land you a one-time massive payout of $1M.
3. Kosatka (Submarine)
The Kosatka is hands-down the best investment for solo players. It unlocks the Cayo Perico Heist, which is still the most reliable, high-paying heist you can grind alone.
How to make money:
- Cayo Perico Heist: Choose your approach, gather intel, and steal primary/secondary loot for $1.3M+ per run.
4. Terrorbyte
The Terrorbyte is the ultimate control hub for CEOs and MC Presidents. It's compact, mobile, and full of powerful tools to make grinding faster.
How to make money:
- Master Control Terminal: Manage and resupply all your businesses from one place — no need to fly across the map.
- Client Jobs: Quick mini-missions that pay $30K–$35K, easy for solo players.
- Oppressor Mk II Storage: Store your Oppressor Mk II here for instant deployment — essential for fast missions and business resupplies.
5. Garment Factory
The Garment Factory is one of the newer additions to GTA Online, it gives you undercover access to exclusive missions.
How to make money:
- FIB Missions: Unique stealth-based contract jobs with a very good payout around $150k.
- Weekly Events: Rockstar doubles the payout for one FIB file each week, which means one of them will pay you $300k+ every week making it super profitable for the amount of time it takes.
6. Autoshop
The Autoshop is a versatile business that lets you play mechanic, street racer, and criminal mastermind all in one.
How to make money:
- Autoshop Contracts: These mini-heists pay around $150K–$300K per run and are easy to complete solo.
- Vehicle Service: Customers drop off cars, fix and deliver them for $20K–$40K each.
- Exotic Exports: Steal listed vehicles in your auto shop and deliver them to the docks for $20k.
7. Bunker
Bunker operations still dominate the GTA Online economy when it comes to manufacturing illegal arms.
How to make money:
- Selling Stock: Let staff manufacture stock and sell it for up to $1.05M when full.
- Research: Unlock powerful new weapon upgrades, vehicle mods, and personal gear — essential for staying competitive.
- Excess Ammunation Sale: Get $50k every in-game day by delivering the excess ammunation.
8. Acid Lab
The Acid Lab is part of the "Los Santos Drug Wars" update and is one of the cheapest yet very efficient businesses.
How to make money:
- Product Sales: Full batch can sell for up to $335K, and sometimes more with event bonuses.
- Resupply Costs: Just $60K for full supplies, $15k cheaper than other MC businesses, bunker.
9. Salvage Yard
Introduced with the Chop Shop update, the Salvage Yard is a chill, low-effort way to build up safe income over time while boosting your garage with high-end cars.
How to make money:
- Stealing Cars: Undertake salvage yard contracts and earn between $250k-$420k, for each car you steal.
- Tow Truck Missions: Steal and bring the vehicles to the yard, let your employees salvage them, get $30k-$50k.
- Safe Income: Like other properties, the Salvage Yard’s safe fills up over time.
- Bonus: Sometimes you get to keep the cars you steal, adding luxury vehicles to your fleet for free.
10. Arcade
The Arcade is a sneaky goldmine. It's not just a flashy retro hideout — it gives you passive income and lets you plan one of the best heists in GTA Online.
How to make money:
- Passive Arcade Safe: Your arcade will generate passive income over time, maxing out at $5k every in-game day.
- Diamond Casino Heist: From the arcade’s basement, you can plan and execute the Diamond Casino Heist, one of the biggest-paying co-op heists still available today.
- Master Control Terminal Upgrade: If you buy the optional upgrade, you can manage all your other businesses from here too, similar to the Terrorbyte.
Final Word:
If you want to truly dominate GTA Online's economy in 2025, these are the 10 best businesses you need to own. Stack them wisely, mix active and passive income, and rotate through heists and missions. Whether you're a solo grinder or run with a full crew, this setup will make you millions every week.
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